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Frequently Asked Questions
Who is eligible to apply for a loan?
Everyone with a bank account may apply for a short term loan. You can use your funds for any purpose, and you are in complete control over the payment schedule of your loan set forth by your lender.
How do I apply for a loan?
Apply today for a short term loan through Your Own Funding by filling out our online form, which takes less than five minutes to complete, we will then attempt to match you with a lender or an affiliate partner.
When will I receive my funds?
You could receive your short term loan in as little as the next business day, based on your bank and your lender.
When do I need to pay back my loan?
This is based on your lender. Normally, you are in complete control of when and how you pay back your loan. You may pay your loan in full after a couple of days, in installments on your scheduled payment dates, or any other way you choose. However, we advise you to pay your loan in full as soon as possible, since interest adds up daily. For the best results, we recommend paying back your loans in five days or less, if possible. These loans are high interest and become very expensive.
Can I cancel my loan?
This is all based on your lender. Sometimes based on the lender, there is a three day grace period for short term loans matched through Your Own Funding. If you cancel before your three days are up, some lenders will withdraw the loan amount from your bank account automatically without interest or fees.
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