Loan Application

How much do you need?

Apply for a Loan of Up To $5000

Frequently Asked Questions

Who is eligible to apply for a loan?

Everyone with a bank account may apply for a short term loan. You can use your funds for any purpose, and you are in complete control over the payment schedule of your loan set forth by your lender.

How do I apply for a loan?

Apply today for a short term loan through Your Own Funding by filling out our online form, which takes less than five minutes to complete, we will then attempt to match you with a lender or an affiliate partner.

When will I receive my funds?

You could receive your short term loan in as little as the next business day, based on your bank and your lender.

When do I need to pay back my loan?

This is based on your lender. Normally, you are in complete control of when and how you pay back your loan. You may pay your loan in full after a couple of days, in installments on your scheduled payment dates, or any other way you choose. However, we advise you to pay your loan in full as soon as possible, since interest adds up daily. For the best results, we recommend paying back your loans in five days or less, if possible. These loans are high interest and become very expensive.

Can I cancel my loan?

This is all based on your lender. Sometimes based on the lender, there is a three day grace period for short term loans matched through Your Own Funding. If you cancel before your three days are up, some lenders will withdraw the loan amount from your bank account automatically without interest or fees. 

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  • THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not broker loans to lenders and does not make/fund any product offerings, loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will securely submit the information provided to a lender. Providing your information on this Website does not guarantee approval for a product offering. may change from time to time without notice. For details, questions or concerns regarding your application, please contact your lender directly. Lenders will at their discretion perform credit checks with the three credit reporting bureaus: Experian, Equifax, TransUnion, or through alternative providers. The informational content contained on or linked to this site is for convenience only and does not guarantee the accuracy of such information. Because all financial decisions must be fact dependent and based on your individual circumstances you should consult with a financial professional before making any financial decisions. shall not be responsible for any financial actions taken by you in response to the content of this site.
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