Get your funds in 24 hours or less.
No matter the amount you need or why, we’ll pair you with the right personal loan for your unique situation. Most applicants receive their funds in one business day or less.
- Fill out our form in 5 minutes or less
- See exactly how much your loan will cost you ahead of time
- Set your own payment schedule, based on your needs
- Use your funds however you want, when you want
How much do you need?
Is a Personal Loan
Right for Me?
I need money now.
Big expense coming up? The majority of our clients receive their short term loans by the next business day or sooner.
I plan to repay my loan quickly.
Short term loans are meant to be just that–short term. We recommend paying back your loan as soon as possible to lower the amount you pay in interest.
I don’t like financial surprises.
Surprise birthday parties are great. Surprise expenses are not. We’ll show you exactly how much your personal loan will cost before you receive your funds.
Apply for your personal loan in
three easy steps.
Fill out our simple application form in 5 minutes or less.
Review your loan options to see which is right for you.
Get approved and receive your funds in as little as 24 hours.
Still need some more information about our personal loans? Check out this video to find out more.
- Make the loan application process quick and easy
- Pair you with personal loans in as little as 24 hours
- Promote transparency in the personal loans industry
- Give you more control over your funds
We have helped over 130,000 people
“The representative helping me was absolutely fantastic. Not only did I get my loan but she also advised me that she could help me get my credit back.”
Joy Cole, NY
“Their application process was quick and simple. In a short time I had the funds I needed to complete some much needed improvements around the house.”
Jennifer Kerr, LA
“These guys are always ready to help you need it most. They helped cover school fees for my brother and when i was a little low on cash.”
Mary Kate, GA
Frequently Asked Questions
Who is eligible to apply for a loan?
Everyone with a bank account may apply for a short term loan. You can use your funds for any purpose, and you are in complete control over the payment schedule of your loan.
How do I apply for a loan?
Apply today for a short term loan through Your Own Funding by filling out our online form, which takes less than five minutes to complete.
When will I receive my funds?
You will receive your short term loan in as little as the next business day.
When do I need to pay back my loan?
You are in complete control of when and how you pay back your loan. You may pay your loan in full after a couple of days, in installments on your scheduled payment dates, or any other way you choose. However, we advise you to pay your loan in full as soon as possible, since interest adds up daily. For the best results, we recommend paying back your loans in five days or less, if possible.
Can I cancel my loan?
Absolutely. There is a three day grace period for short term loans through Your Own Funding. If you cancel before your three days are up, we will withdraw the loan amount from your bank account automatically without interest or fees.
Ready to get started?
Let us help you