Medical Loans for Bad Credit


Medical expenses have been on the high in the US and many people who are unable to afford these expenses ignore the necessary treatments that are important for their health.
We are here to help you find your best medical loans for bad credit and take care of your health. By following just a few steps we can help you find the best deals and offers; and you can receive your funds in just a few days.
Do you need a medical loan?
Our services can help you receive your funds in just one or two business days. We customize your loan according to your needs, whether it is medical loans for surgeries, accidents, IVF treatments, or any other reason.

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Benefits of seeking a medical loan

Being a part of an extremely hectic and advanced era, we need quick solutions to every issue that we face.

Personal health and safety is on the topmost priority for everyone, right?

So, medical loans for bad credit offer the following set of benefits:

Lifelong Health and safety

In case of any major or minor accidents, health issues, you need to avail the best medical service right away.

But the problem that comes to the face is financing during the ongoing medical treatment. For this, you have access to the medical loans.

Surgery loans bad credit give you lifetime assured of being given the best medical service to give a quick healthy recovery.

Avail the best fundings for your medical bills

While you engage yourselves with the medical treatment of your beloved/ yourself, you need to make regular transactions.

These transactions include paying the bills for medicines, syringes, bed-accomodation and whatnot. For this medical loans prove a boon as they provide you surplus of fundings through your medical loans.

Savings for non-medical purposes

When you are being a part of certain medications, you need to manage your medical bills along with the other bills too, like grocery, house maintenance, car EMI’s. At such point, medical loans give all relief by aiding funds to you with your medical purposes to be fulfilled. You can repay the medical loan amount later while fulfilling your non-medical needs simultaneously.

Is Medical Loan is right for me?

Loans for medical expenses can be complicated to deal with but we here at Your Own Funding, guide you through each and every step helping you receive your funds as soon as possible.

At Your Own Funding, we assure you to give the best service in the following ways :

  • Boundless, fearless Fundings for you

    We have no limits to the maximum or minimum amount for the loans. We provide you with the exact amount of money that you will need for your medical expenses. Like we said earlier, we will help you get a loan regardless of your credit score, even in cases of cosmetic surgery loans with no credit check. We will match you with the most suitable offers.

  • Totally under-your-control payment schemes

    At Your Own Funding, you have a complete control over your payment plans.
    Cosmetic surgery payment plans with bad credit will no longer be a headache as you can manage your payment plan all by yourself. This means that you can decide how much you pay and when you pay, the only thing that will keep shifting is the interest rate.
    Don’t worry !! We will help you with that too; use our online loan calculator to see the full loan details that help you make a decision easily.

  • Getting loans for medical expenses has never been so easy. Apply now and get the full details about your loan schedule, payment plans and interest rates.

Medical loans for bad credit
Can you take out a loan for paying your medical bills

Definitely !! You are most welcome to pay your medical bills once you have been successfully qualified for a medical loan. The medical loans provide you easy bill payments along with the larger treatments such as surgeries in a form of plastic surgery loans for bad credit. Usually, when you are approved for a medical loan, you have the access to use those loans to pay your bills for medicines, bed-accommodation, syringes, and other such major and minor medical bills. Other popular loans – Wedding loans for bad credit, home improvement loans with bad credit.

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How to Apply for Medical Loans?

Securing a loan for a wedding, even if it is a wedding loan for bad credit can be easy if you choose us. Our process is simplified to the lowest level to help you in your efforts of getting a loan for a wedding.

The steps to acquire the best wedding loan are as follows:

Step 1

Valid Bank Account

Medical loans for bad credit

All you need to have is a valid checking account. With a good credit score, it is going to be the easiest journey for you, but we are there for you even if you have a bad credit score. Read More…

You can always contact our loan specialists and they will help you to layout the best payment plans and schedule for your unique financial situations. Read Less…

Step 2


The occupation you are involved in is just another way to recognise your background and the genuinity for need of a medical loan. So being very honest in telling your occupation details is important too.

Step 3

Credit/ Transaction history

Don’t worry if your lender asks you for your credit scores or transaction history before they give you a medical loan. That’s a procedure to check how they can help you for your genuine reasons throughout your lifetime. Read More…

Mostly the credit scores being good or bad, doesn’t affect you from availing a medical loan for genuine reasons. What you need to do is, establish warm relations with the lender and assure them that your requirements are genuine and true. Read Less…

Step 4

Genuine Medical Reasons with Documentation

To make the lender believe that you genuinely need a medical loan to avail medical services for your treatment, you ought to have proper documents regarding the issues that you need fundings for. Read More…

Moreover, the documents should contain the details of the place where you are undergoing your treatment or admitting your closed one’s to be operated/ treated. Apart from this, the details such as how long the treatment is expected to last are also described in the documentation.
All these details as mentioned above gives a clear picture of how genuinely you are applying for a medical loan. Read Less…

Step 5

Verification of personal details

To verify your personal details before acquiring a medical loan is important. These details include :

  1. Name
  2. Residential Address
  3. Age
  4. Requirements for medical loans etc.

Step 6


The collateral plays an important role while availing large medical loans. However, if you are currently facing an issue to present any asset as a collateral, then you can discuss with your lending unit so that they would provide you an alternative for arranging a collateral.

After verifying all your personal details including collateral online, (if you availed an online medical loan), you will be given an approval to which you need to confirm your decision as soon as possible.

We have helped over 130,000 people

“The representative helping me was absolutely fantastic. Not only did I get my loan but she also advised me that she could help me get my credit back.”

Joy Cole, NY

“Their application process was quick and simple. In a short time I had the funds I needed to complete some much needed improvements around the house.”

Jennifer Kerr, LA

“These guys are always ready to help you need it most. They helped cover school fees for my brother and when i was a little low on cash.”

Mary Kate, GA

Frequently Asked Questions
Loans for good/bad/zero credit score:

We offer you medical loans whether you have good credit, bad credit, or even no credit all. We will guide you through the whole process in just one business day and if you have a valid checking account, your installment loan approval is guaranteed.

Analyzing your credit scores would give a high advantage if you have a good or excellent credit score. However, don’t worry even if you lack a good credit score. We at Your Own Funding provide you the best opportunities to grab effective medical loans, cosmetic surgery loans bad credit.

What are the interest rates on medical loans ?

Usually, the interest rates depend upon the lending company you have selected for yourself. The interest rates on medical loans are supposed to be quite fixed to let you avail lifelong services easily and without any hustle.

Estimated Range: The interest rates that apply to medical loans usually lies between an APR value of 5% to 35% and can go even higher.

Factors deciding Interest Rates: The deciding factors for interest rate usually are the details that you enter as a query form online or offline. After analyzing some basic credentials like

  • credit scores,
  • genuinity of requirements,
  • type of medical loan you have applied for etc., the companies produce an average scale of interest rates they have to offer.

Thus, look for the reasonable interest rates that you can afford to pay and then finalize the optimal medical loan for you.

How do I qualify for a medical loan? / Eligibility for medical loans

Step 1 (Filling out the form carefully) :
All you have to do is fill out the query form as directed to you on the website. This will take just 5 minutes. The form shall seek for essential details such as :

  1. Name
  2. Valid Present Address
  3. Verification ID
  4. Medical reason for acquiring a Medical Loan and so on.

Enter the details correctly as these details would be deciding your approval for a medical loan.

Step 2 (Matching with your requirements) :
Now, we shortlist the best deals matching your preferences. You get enough time to decide which medical loan will suit you the best and then you have to review your application and send a confirmation along with the loan you have selected for yourself.

Step 3 (Transferring funds to your account) :
Within one or two working days you will receive your funds. You can then make complete and genuine use of your medical loans for your own/ beloved’s treatment to have a wonderful health.
Concluding thus from the above part, no matter what amount, time or genuine reason you have to acquire a medical loan, we will help you find the best medical loan.

24*7 Support from Your Own Funding

Are you confused about how to exactly go about availing your wedding loan?

Assuring you the best, remember, we are here to help you. Our company, YourOwn, will help you every step of the way when it comes to securing a marriage loan so that you can have a perfect wedding which is your dream personified.

We understand the dreams and expectations attached to a wedding and our company aims to help you fulfill and meet each one of them by way of furnishing you with the best marriage loan.

Marriage loans are a type of personal loan that you will be taking for your wedding, to be more precise, a type of personal loan for a wedding. But you might be feeling dejected at the prospect of not getting wedding loans with poor credit.

Well, you do not need to because even if your credit score is particularly low or just about average, we will help you find wedding loans with poor credit too. Our company will cater to you and find you a loan for a wedding even if it is wedding loans for bad credit. Let us explain our process for you to trust in our ability to secure the best loan for a wedding for you.


To come to a conclusion, Medical loans for bad credit will no longer be a complicated process, be it cosmetic surgery loans or accidents, get your own customized loan plan and make the best out of difficult situations.

We have been helping people for 20 years and have made $850 million funding to help people in every need with most comfortable payment plans and schedules and we will make medical loans easy for you.

Ready to get started?

Let us help you

  • THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not broker loans to lenders and does not make/fund any product offerings, loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will securely submit the information provided to a lender. Providing your information on this Website does not guarantee approval for a product offering. may change from time to time without notice. For details, questions or concerns regarding your application, please contact your lender directly. Lenders will at their discretion perform credit checks with the three credit reporting bureaus: Experian, Equifax, TransUnion, or through alternative providers. The informational content contained on or linked to this site is for convenience only and does not guarantee the accuracy of such information. Because all financial decisions must be fact dependent and based on your individual circumstances you should consult with a financial professional before making any financial decisions. shall not be responsible for any financial actions taken by you in response to the content of this site.
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